Welcome to fv.agoranamidia.com, a website operated by Spun Media. By accessing or using this website, you agree to be bound by the Terms of Use described below. If you do not agree with any part of these terms, you must discontinue use of this website immediately.
1. Acceptance of the Terms
By accessing, browsing, or using any website, service, or content provided by Spun Media, you expressly agree to these Terms of Use in full. These Terms govern the use of our websites and all services, content, and products offered by Spun Media.
Your use of our websites is also subject to our Privacy Policy and any other policies, notices, or guidelines published by Spun Media, as well as future updates to these documents.
2. Access Conditions
Spun Media’s websites are generally available for free access and do not require prior registration. However, some content, tools, or services may involve third-party products or services that could generate costs, which are never charged by Spun Media.
Some areas of the platform may require user registration (“closed services”). In such cases, users must provide accurate, complete, and truthful information. The user declares that all information submitted is correct and assumes full responsibility for any false, misleading, or outdated data.
If the user is a minor, access and use of this website must be supervised by a parent or legal guardian. By using this website, the user declares that they are legally capable of accepting these Terms or have obtained proper authorization.
The user agrees to use the website, services, and content exclusively for lawful purposes and in compliance with these Terms of Use. Any misuse or violation of these Terms is the sole responsibility of the user.
3. Privacy Policy
All matters related to the collection, use, storage, and protection of personal data are governed by the Spun Media Privacy Policy, which is an integral part of these Terms of Use.
4. Responsibilities and Platform Use
Spun Media strives to provide continuous access to its websites and services. However, access may be temporarily interrupted due to maintenance, updates, technical issues, or operational reasons, whether scheduled or unscheduled.
Our websites may display third-party advertisements, banners, links, buttons, tools, or services. By interacting with such third-party content, users acknowledge that they are leaving the Spun Media environment and that Spun Media has no control over, or responsibility for, external websites or services. Users are encouraged to review the terms and policies of such third parties.
Some areas of the website may allow user-generated content, including comments. Users are solely responsible for any content they submit and for any damages resulting from such content. Spun Media reserves the right, but not the obligation, to remove content that violates these Terms or applicable laws.
Although Spun Media adopts reasonable security measures to protect user data, no system is completely secure. Therefore, Spun Media shall not be held liable for damages resulting from unauthorized access, data breaches, or events caused by force majeure.
4.1 Disclaimer
The content available on this website is intended for informational and educational purposes only, particularly regarding credit cards, financial products, and financial services in general.
Spun Media does not represent any financial institution, does not issue credit cards, and does not approve or deny credit applications or limits. Any decisions made based on the information provided on this website are the sole responsibility of the user.
Users are strongly advised to verify all information directly with the respective financial institutions and to seek professional financial or legal advice when necessary.
4.2 Limitation of Liability
Under no circumstances shall Spun Media, its partners, affiliates, or service providers be liable for any direct, indirect, incidental, consequential, or special damages, including but not limited to loss of data, loss of profits, or business interruption, arising out of the use or inability to use this website.
4.3 Accuracy of Content
The content on Spun Media’s websites may contain inaccuracies, typographical errors, outdated information, or omissions. Spun Media does not guarantee that all content is accurate, complete, or up to date.
Spun Media reserves the right to modify, update, or remove content at any time without prior notice and is not obligated to keep any information current.
5. Intellectual Property
All trademarks, logos, trade names, content, images, texts, designs, and other intellectual property displayed on Spun Media’s websites are the exclusive property of their respective owners.
Access to the website does not grant any license, authorization, or right to use Spun Media’s intellectual property without prior written consent. Requests for authorization must be sent via email to: contato@….
6. Reporting Violations
If a user identifies any violation of these Terms of Use, the Privacy Policy, or applicable Brazilian law, they may report it to Spun Media.
Reports should include as much detail as possible to facilitate analysis. Upon review, Spun Media may take appropriate action, including the removal of content or suspension of access, where technically feasible and legally required.
7. Changes to the Terms of Use
Spun Media reserves the right to modify these Terms of Use at any time. Users are encouraged to review this page periodically. Continued use of the website after changes are published constitutes acceptance of the updated Terms.
If the user does not agree with any changes, they must discontinue use of the website.
8. Governing Law and Jurisdiction
These Terms of Use are governed by the laws of the Federative Republic of Brazil. Any disputes arising from the use of this website shall be resolved exclusively in the courts of Pelotas – RS, which is hereby elected as the competent forum.
9. Contact Information
If you have any questions, concerns, or requests regarding these Terms of Use, you may contact Spun Media at:
Email: [email protected]
Spun Media appreciates your trust and remains available to assist you whenever necessary.